ui: the document, all-in — card-color bands and the 6px rail

Owner round two on user-vs-agent clarity (the chat-comeback was tried
and set aside): we go all in on documents. No chat sides. User messages
and every transcript user-thinking row are full-width CARD-COLOR BANDS
- the band is the authorship mark against the agent's transparent
prose. No rounded corners, no borders besides the rail.

The rail keeps its muted color but is now 6px wide (was 2px): the
artificially wide 3ch inset (the chevron-alignment law with the agent's
flush rows) is re-split - rail eats the air, the rail-to-text gap drops
from 3ch-2px to a natural 3ch-6px, and the total inset stays 3ch so the
chevrons still align. The 'You' label stays on messages - one register
with the thinking labels.

In-card thinking (inside answered cards) takes the rail but NO band:
card-color on card-color would be invisible; geometry alone carries it.
Transcript rows arrive expanded (clearly sent) - the reading lift now
opens on arrival too; the in-card row stays collapsed. Cmd+T still
rules all rows.

Also this round: the answered-card last-child rhythm law
([&>*:last-child]:mb-0) - on ask cards the thinking row's my-3 stacked
with the card's p-4 into a 28px void below (12px above); the card's own
padding is the bottom rhythm when a row ends the card.

tests/render-cards.test.tsx

@@ -295,9 +295,13 @@ describe("render smoke tests", () => {
 		// trigger row only — the thinking text is one click away, never loud.
 		assert.ok(html.includes('data-testid="your-thinking-trigger"'), "the trigger row");
 		assert.ok(html.includes('aria-expanded="false"'), "arrives collapsed");
+		// IN-CARD = RAIL ONLY (owner round two, 2026-10-07): no band on the
+		// card's own background; geometry alone carries it there.
+		const yourRow = html.slice(html.indexOf('data-testid="your-thinking"'));
+		assert.ok(!yourRow.slice(0, 400).includes("bg-card"), "no band inside the card");
 		// THE RAIL GROUPS (owner correction): the label sits INSIDE the rail —
 		// ownership readable from the rail alone, collapsed or expanded.
-		const railAt = html.indexOf("border-l-2");
+		const railAt = html.indexOf("border-l-[6px]");
 		const trigAt = html.indexOf("your-thinking-trigger");
 		assert.ok(railAt !== -1 && railAt < trigAt, "the rail opens before the label (same quote)");
 		assert.ok(!html.includes("brightness isn&#x27;t distance"), "the text is hidden until expanded");
@@ -591,9 +595,9 @@ describe("predict vs check rendering", () => {
 			readingThinking: "was unsure mid-paragraph",
 		});
 		const html = renderToStaticMarkup(<AnsweredCard answer={withReading} />);
-		// The unified ThinkingBlock (owner round, 2026-10-05): the reading
-		// thoughts render BEFORE the card as the collapsed user-thinking row
-		// — same trigger, same 50%-italic quote block on expand.
+		// The unified ThinkingBlock (owner round, 2026-10-05; round two
+		// 2026-10-07): the reading thoughts render BEFORE the card as the
+		// banded user-thinking row, arriving EXPANDED (clearly sent).
 		const blockAt = html.indexOf("reading-thinking-block");
 		const cardAt = html.indexOf("answered-card");
 		assert.ok(blockAt !== -1, "the lifted block renders");
@@ -601,9 +605,11 @@ describe("predict vs check rendering", () => {
 		assert.ok(html.includes("YOUR THINKING"), "the plain label");
 		assert.ok(!html.includes("Your thinking while reading"), "the old verbose label is gone");
 		assert.ok(!html.includes("your-reading-thinking"), "the in-card inset is gone");
-		// COLLAPSED ARRIVAL: SSR shows the triggers, not the texts.
+		// EXPANDED ARRIVAL (owner round two, 2026-10-07): transcript rows
+		// render their text; the in-card answer thinking stays collapsed.
 		assert.ok(html.includes('data-testid="your-thinking-trigger"'), "the answer thinking stays inside the card");
-		assert.ok(!html.includes("answering thought") && !html.includes("was unsure mid-paragraph"), "texts hidden until expanded");
+		assert.ok(html.includes("was unsure mid-paragraph"), "the lifted row arrives expanded");
+		assert.ok(!html.includes("answering thought"), "the in-card row stays collapsed");
 		const legacy = { ...buildAnswer(quizQD(), { values: ["Mercury"] }), note: "a 2026-09 answer" };
 		const legacyHtml = renderToStaticMarkup(<AnsweredCard answer={legacy} />);
 		assert.ok(legacyHtml.includes("a 2026-09 answer") || legacyHtml.includes('data-testid="your-thinking-trigger"'), "records from before the rename still render");